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  • 6月 22 週一 200901:01
  • 專家專家


她號稱是星座專家。
為什麼可以得到這個封號呢?因為她以收集男朋友為樂,每個星座的男朋友她都交往過,久而久之,如果在星座上有什麼疑問,問她絕對沒有錯。
但是有鑑於人之間微小的差異性,有時候會沒有辦法準確的下判斷,最近我們給了她一個建議:
把 26 個不同英文字母開頭的男朋友再收集完成,星座乘以名字開頭,絕對可以從半仙躍向全仙啦!
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  • 個人分類:陽光下新鮮事
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  • 7月 17 週四 200800:00
  • 定期定額賠錢 敗在五迷思

新聞來源:MSN
工商時報 李國煌/台北報導
這一波全球股市下跌,災情慘重,定期定額買進多種股票基金的投資人,3年下來,竟然虧損累累,心頭疑惑重重,銀行主管說,策略無誤,賠錢卡在五大迷思,應該要「多頭俟機出場、空頭繼續扣款」,才能賺到錢。
迷思一:任何基金都能抱。
銀行主管說,扣款買進的基金,績效表現如何,對定期定額的投資成效,影響重大,同樣3年的時光,投入日股基金賠近15%,買進拉美基金,獲利34%,一來一往,差距極大。
中國信託財富管理部投資顧問中心經理廖亭亭說,前景不佳的基金,一定要適時出場。
迷思二:不要在意股市波動。
台北富邦銀協理蔡孟娟說,很多人以為,定期定額買基金,不要在意短線波動,其實,碰到行情走到3、5年的高點,進入大震盪時期,一定要注意投資損益。
定期定額買進基金,單位數一路累積,不同價位計算損益,差距很多,例如,扣款3年買進、累計100單位的台股基金,2個月前計算損益,大賺20%,現在來算,卻是由盈轉虧。
迷思三:一路抱牢不要賣。
投信投顧公會秘書長蕭碧燕表示,定期定額買基金,強調長期投資,但是,可不要一路死抱,這3年一路扣款買基金的投資人,去年第四季、今年第二季高檔時期,如果沒有適時贖回,至今一場空。
股市走大多頭,行情大漲一段期間之後,定期定額投資人要伺機出場,高檔部分了結,才算賺錢。
迷思四:任何時候都能買。
蔡孟娟指出,空頭市場人人怕,其實,反而是定期定額買基金,最好的時機,特別是大跌一段以後,更是進場的好時機,扣款一路買1、2年,空頭期間愈久、買進的便宜貨愈多。反而是多頭時期,一路往上買,愈買愈貴,成本愈高,不一定合適。
迷思五:贖回了結,擔心賺不夠多。
台新銀主管說,不少定期定額投資戶,帳面賺15%、20%,想要賺更多,擔心一旦贖回,基金淨值又漲上去,賺不夠多。
其實,股市多空循環,扣款買基金過程中,如果是處在股市多頭、行情進入高檔時期,一定要逐步獲利了結,才算賺錢。
兆豐銀主管說,獲利了結之後,可利用獲利的資金進場扣款,例如,累計投入100萬,贖回時拿回120萬,可用20萬扣款投入,或是,120萬重新扣款投入。
採取這種作法的好處是,行情續漲,還是可以繼續獲利,如果行情下跌、甚至轉空,也比較不受衝擊。 
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  • 個人分類:陽光下新鮮事
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  • 2月 25 週一 200814:56
  • Retired Teacher Reveals He Was Illiterate Until Age 48

 這個新聞真是太有趣了,真的嗎?
OCEANSIDE, Calif. -- John Corcoran graduated from college and taught high school for 17 years without being able to read, write or spell. 
Corcoran's life of secrecy started at a young age. He said his teachers moved him up from grade to grade. Often placed in what he calls the "dumb row," the images of his tribulations in the classroom are still vividly clear. 
"I can remember when I was eight years old saying my prayers at night saying, 'please, God, tomorrow when it's my turn to read please let me read.' You just pretend that you are invisible and when the teacher says, 'Johnnie read,' you just wait the teacher out because you know the teacher has to go away at some point," said Corcoran.
Corcoran eventually started acting up to hide his illiteracy. From fifth through seventh grade he was expelled, suspended and spent most of his days at the principal's office. 
The former teacher said he came from a loving family that always supported him. 
"My parents came to school and it no longer was a problem for me reading because this boy Johnnie -- the native alien, I call him -- he didn't have a reading problem as far as the teachers were concerned. He had an emotional problem. He had a psychological problem. He had a behavioral problem," said Corcoran. 
Corcoran later attended Palo Verde High School in Blythe, Calif. He cheated his way through high school, receiving his diploma in June 1956. 
"When I was a child I was just sort of just moved along. When I got to high school I wanted to participate in athletics. At that time in high school I went underground. I decided to behave myself and do what it took. I started cheating by turning in other peoples' paper, dated the valedictorian and ran around with college prep kids," said Corcoran. 
"I couldn't read words but I could read the system and I could read people," adds Corcoran. 
He stole tests and persuaded friends to complete his assignments. Corcoran earned an athletic scholarship to Texas Western College. He said his cheating intensified, claiming he cheated in every class. 
"I passed a bluebook out the window to a friend I painstakingly copied four essay questions off the board in U.S. government class that was required, and hoped my friend would get it back to me with the right answers," Corcoran said. 
In 1961, Corcoran graduated with a bachelor's degree in education, while still illiterate he contends. He then went on to become a teacher during a teacher shortage. 
"When I graduated from the university, the school district in El Paso, where I went to school, gave almost all the college education graduates a job," said Corcoran. 
For 17 years Corcoran taught high school for the Oceanside School District. Relying on teacher's assistants for help and oral lesson plans, he said he did a great job at teaching his students. 
"What I did was I created an oral and visual environment. There wasn't the written word in there. I always had two or three teacher's assistants in each class to do board work or read the bulletin," said Corcoran. 
In retrospect, Corcoran said, his deceit took him a long time to accept. 
"As a teacher it really made me sick to think that I was a teacher who couldn't read. It is embarrassing for me, and it's embarrassing for this nation and it's embarrassing for schools that we're failing to teach our children how to read, write and spell!" 
While still teaching, Corcoran dabbled in real estate. He was granted a leave of absence, eventually becoming a successful real estate developer. 
It wasn't until he was 48 years old that he gave reading and writing another chance. He drove to an inconspicuous office with a sign he couldn't read. He studied and worked with a tutor at the Literacy Center of Carlsbad. Assigned to a 65-year-old volunteer tutor, Eleanor Condit, he was able to read at a sixth-grade level within a year. 
"I'm just an optimistic hopeful person that believes in the impossible and miracles," said Corcoran. 
Carlsbad City Library literacy coordinator Carrie Scott said people of all walks of life go through the reading program, including teachers. 
Corcoran is now an education advocate. 
"I believe that illiteracy in America is a form of child neglect and child abuse and the child is blamed and they carry the shame, if we just teach our people how to read we'd give them a fair chance," Corcoran said. 
He has written two books, "The Teacher Who Couldn't Read" and "Bridge to Literacy." He is also the founder of the John Corcoran Foundation. The foundation is state-approved as a supplemental service provider for literacy in Colorado and California – providing tutoring programs for over 600 students in small group settings, and individually in homes through an online program.
新聞來源:10 News dot com
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  • 個人分類:陽光下新鮮事
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  • 2月 07 週四 200800:00
  • 新年快樂


新年快樂!祝大家在新的一年財源滾滾,心想事成!
過年,網誌的音樂分享及讀書心得也要休息一下,預計從2/7休息到2/11,再次祝你們新年快樂!
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  • 個人分類:陽光下新鮮事
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  • 12月 10 週一 200700:00
  • 韓流


既然不能免俗的,終於放了韓國的MV,那就來討論一下這股韓流吧~
我並沒有特別喜歡的明星或是團體,不過看了一些韓劇後,以下是我的小小心得。
1. 韓劇裡每一部戲,對父母長輩都非常的尊敬,不管要出門或是回到家,一定會向父母請安問好;而且他們的觀念,似乎覺得,就是要跟父母一起住,才叫孝順。
2. 韓劇裡的男主角,很喜歡替女主角穿鞋,似乎女生的地位高漲?
以上兩點,我曾經和我的韓文老師請教過,他說,韓國人的儒家觀念非常明顯,所以孝道方面,就會非常重視;而且,他也覺得如果女孩子要自助旅行,韓國的治安會比日本來得好(關於這個,可能有爭議,不過沒有引戰的目的,所以不要為了這件事吵吧)
至於女權高漲這回事,結婚前的女生的確很凶,談戀愛時地位也很高,但結了婚之後,似乎就是另外一回事了。
音樂方面,我倒是覺得他們的抒情歌都滿好聽的,男生的嗓音,好像都還不錯,之前看韓國的綜藝節目時,發現每個人幾乎都可以來個一兩句;跳舞的部份,似乎舞跳得好的藝人,比例比台灣藝人來得高...?只是看他們MV,會發現黑道及悲劇比例超高的
不過除了這些,在運動方面,可能就沒有那麼令人欣賞了,韓國人的民族意識高漲,是優點可能也是缺點。
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  • 個人分類:陽光下新鮮事
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  • 11月 30 週五 200715:48
  • 今天心情好


今天的心情,非常的讚,非常的好,因為我昨天九點半就去睡覺了。寫今天要交的作文時,就覺得頭超痛,快要爆炸了;所以寫完後,就馬上衝去睡了。
我猜是因為氣溫下降太快,我臉的骨頭已經縮小了;但是我的腦卻還維持在夏天的大小,一個是脹的,一個已經縮小了,所以才會整個頭很脹很脹,真的是一個頭兩個大最好的註解。
睡得飽飽的我,心情超好,什麼不舒服都不見了;下次在路上要是看到我好像在生氣,不是因為沒睡飽,就是因為我餓了,謝謝大家的體諒;當我沒睡飽或是沒吃飽時,我的腦袋是沒有辦法正常思考的(OS:動物性的本能也維持的太徹底了吧?還像小孩子一樣幼稚喔?!)
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  • 個人分類:陽光下新鮮事
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  • 11月 26 週一 200709:30
  • 逞強

此篇文章受密碼保護,請輸入密碼後閱讀。
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  • 個人分類:陽光下新鮮事
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  • 11月 22 週四 200716:39
  • 帥哥與小倩

今天在路上看到一個帥哥,所以心情還不錯,勉強稍稍安慰了我還沒有找到好題目寫期末論文的焦慮感。
根據目測,帥哥大約身高175以上,穿著白色長袖襯衫,外面套了一件淺天空藍的毛背心,下半身則是深藍色的牛仔褲,還有一雙鞋子(這很重要,如果他穿個涼鞋還是拖鞋,可能會馬上被我畫大叉叉,然後頭也不回的把車騎走)
重點是:這個帥哥的眼睛是我喜歡的那型,細長的眼睛,有點點日本人的感覺,但是又不像典型日本人的短眼型。整個人的感覺,就是很乾淨斯文很有氣質。
至於那個小倩呢,則是一個奇怪的女生,本來走在紅磚道上時,我走在她的後面,但是不知道為什麼她愈走愈慢,後來就變成我在前面。
這也就算了,重點是當我在開機車鎖時,開好鎖後站起來時,赫然發現她站在我旁邊,不知道拿著相機在拍什麼,完全一點聲音也沒有,我被她嚇了很大很大一跳,真的有大白天見鬼的那種驚嚇感。
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  • 個人分類:陽光下新鮮事
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  • 11月 20 週二 200718:14
  • 人生的最後一堂課,該說什麼?


我是在這裡看到這篇文章的(請按我),部落格上有一些他的簡介,所以我就不轉貼了,有興趣的朋友可以去看看;順帶一提,這位教授還沒有輸,在他的個人網站上,會隨時更新抗癌的進展,最新一次跟病情有關的留言,說新的試用藥似乎有效,可以隨時上去看看他的最新近況。
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  • 個人分類:陽光下新鮮事
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  • 10月 24 週三 200709:03
  • 發燒了....

發燒了......
一直以來,只要換個新環境,就很容易被傳染感冒,像是之前教幼稚園時,前半年也是常生病(主要還是因為小朋友也常生病,搞得我也常被傳染)。
昨天上課時,我同學還說,她們都是突然發燒,那時我心裡還在想,前兩天只有喉嚨痛流鼻水,所以我應該會跟她們不太一樣,沒想到,昨天晚上洗完頭後,開始覺得很冷,就發燒了!!
所以今天的法文跟日文課,都不會去上課了。不過晚上的教課,還是要去上,希望休息到晚上,就會好多了。
好啦,我以後會多吃一點,多做一點運動,當個健康的好小孩的!
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  • 個人分類:陽光下新鮮事
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